Spain
Cuatrecasas advises CaixaBank on “CaixaBank Consumo 7” securitization, mobilizing credit to companies and households
January 21, 2026
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SubscribeCuatrecasas has advised CaixaBank on a recent securitization transaction known as “CaixaBank Consumo 7,” an asset-backed securities fund that groups together a portfolio of consumer loans. El transaction prospectus was registered with the Spanish Securities and Exchange Commission as required by applicable law, in the framework of a securities issuance amounting to €2.039 billion, distributed across six classes of bonds.
The bonds issued by the securitization fund have been admitted to listing on the AIAF fixed-income market of the Spanish Stock Exchanges and Markets. The transaction enables CaixaBank to mobilize credit to companies and households and meets the requirements to be classified as “simple, transparent and standardized” (STS) under EU securitization regulations.
“This transaction highlights the role of securitization as an efficient way to channel financing to the real economy, in an environment of growing credit demand from households and companies,” said Jaime de la Torre, lawyer from the Finance/Capital Markets Practice, who led the transaction together with Jaime J. Rodríguez Lozano, Ignacio Rebollo, and Carles Calzado. The advisory team also included Rebeca Rodríguez and Javier Calle, (Financial Taxation); Miguel Sánchez and Rosa María Coloma (Financial Regulation); Estefanía Portillo and Teresa Corral (Litigation); and Miguel Gómez (Arbitration).
January 21, 2026
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